Show simple item record

dc.contributor.authorBerthon, Jean
dc.contributor.authorDavydoff, Didier
dc.contributor.authorGabaut, Laetitia
dc.contributor.authorKlages, Michael
dc.contributor.authorPrache, Guillaume
dc.contributor.authorRossi, Mariacristina
dc.contributor.authorRutecka, Joanna
dc.contributor.authorStruwe, Klaus
dc.contributor.authorViver, Juan Manuel
dc.contributor.authorŠebo, Ján
dc.identifier.citationBerthon J., Davydoff D., Gabaut L., Klages M., Prache G., Rossi M., Rutecka J., Struwe K., Viver J.M., Pension Savings: The Real Return. 2014 Edition, Brussels: The European Federation of Financial Services Users, 2014.en
dc.description.abstractAs stated by the European Commission in a 2013 staff working document, “the crisis has increased savers’ distrust in financial institutions and markets”. Similarly, the latest EU Consumer Markets Scorecard9 again ranks pensions and investments as the worst consumer markets of all. The present report documents a potential component of such distrust, namely the poor performance of private pension products, when inflation, charges and taxes are deducted from nominal returns. It extends the geographical coverage of an initial research by Better Finance entitled “Private Pensions: the Real Return” published in June 2013. Belgium, Germany, Italy, Poland and the United Kingdom were added to the initial group composed of Spain, France and Denmark. It also extends the period of time covered in order to measure performance from 2000 to 2013, as far as data was available. Thus, the Better Finance research now covers 75% of the EU population.en
dc.publisherThe European Federation of Financial Services Usersen
dc.rightsAttribution-NonCommercial-NoDerivatives 4.0 Międzynarodowe*
dc.subjectsystem emerytalnypl
dc.subjectefektywność funduszy emerytalnychpl
dc.subjectstopy zwrotu funduszy emerytalnychpl
dc.subjectdodatkowy system emertalnypl
dc.subjectoszczędności emerytalnepl
dc.subjectpension systemen
dc.subjectefficiency of pension fundsen
dc.subjectreturns of pension fundsen
dc.subjectsupplementary pension systemen
dc.subjectold-age savingsen
dc.subjectopodatkowanie emeryturpl
dc.subjecttaxation of pensionsen
dc.titlePension Savings: The Real Return. 2014 Editionen
dc.contributor.organizationWarsaw School of Economicsen

Files in this item


This item appears in the following Collection(s)

Show simple item record

Attribution-NonCommercial-NoDerivatives 4.0 Międzynarodowe
Except where otherwise noted, this item's license is described as Attribution-NonCommercial-NoDerivatives 4.0 Międzynarodowe